GRAWE 2025 - Balance Sheet 2025

Overview of the GRAWE Financial Year 2025

• Earnings before taxes (result from ordinary activities) of GRAWE AG EUR 96.7 million

• As of 31.12.2025, GRAWE AG posted a solvency ratio (Solvency II) of 309.4%

• Growth in premiums of 6.7% at the GRAWE Group to EUR 1.63 billion

• Result from ordinary activities of the GRAWE Group EUR 202.4 million

• Growth in equity at the GRAWE Group of 7.0% to EUR 2.19 billion

• In 2025, the GRAWE Group employed around 5,000 people on a yearly average

• The GRAWE Group served more than 2.5 million customers in 13 Central, Eastern and Southeastern European countries

GRAWE Balance Sheet 2025

GRAWE sees promising results with a clear focus on a secure future

2025 once again showed how decisive stability, vision and responsible actions are in a world that is constantly changing. Geopolitical and economic uncertainty, technological developments and societal changes continue to define the economic landscape. It is precisely in this context that the main focus of GRAWE of “Working for a secure future,” is particularly important. Despite the economic landscape, the GRAWE Group has continued to successfully navigate these challenging conditions and further strengthen its position as a reliable partner for customers.

In the 2025 financial year, GRAWE AG generated a result from ordinary activities of EUR 96.7 million, while the GRAWE Group achieved a result from ordinary activities of EUR 202.4 million. There was also a promising development in premiums, which saw growth of 6.7% in premiums across the GRAWE Group. At the same time, the equity of the GRAWE Group increased by around 7% to more than EUR 2.19 billion.

With a solvency ratio of more than 300% at GRAWE AG and around 250% at the GRAWE Group, the Group significantly exceeds the statutory requirements of 100% – a clear sign of stability and reliability. With that, GRAWE once again confirms its position as a financially-robust insurance group.

External conditions also had a positive effect: 2025 proved to be a year of relief concerning weather events. Decreased storm damage led to a more positive development in claims, thus supporting the favourable result of the financial year as a whole.

Every year, more than 5,000 employees make a fundamental contribution to the sustainable success of the GRAWE Group. Their dedication and their close relationships to customers are reflected in the high level of customer acceptance, confirming trust in the company’s strategy that is oriented towards long-term security.

Strategically, GRAWE made important gains in the past year. Highlights include the acquisition of several properties in Graz city centre which, as a sustainable, long-term investment, further strengthens the investment strategy of GRAWE. In addition, the Group’s international presence was expanded: the acquisition of Prime Insurance in Cyprus and its subsequent renaming to GRAWE Cyprus marked the Group’s entry into the Cypriot insurance market as a primary insurer.

2025 also provided an important foundation and sense of direction for the forthcoming bicentenary of GRAWE in 2028. From this foundation, the corporate group is looking to the future with confidence and remains committed to its central focus: Working for a secure future.

Photo: Mag. Klaus Scheitegel, General Manager of GRAWE  and Dr. Othmar Ederer, Chairman of the Board of GRAWE-Vermögensverwaltung (© GRAWE/Michaela Berger)
 

Enquiries:

Mag. (FH) Karin Taferner-Bauer | Head of Communication and Marketing | Grazer Wechselseitige Versicherung AG | Telephone: 0316/8037-6430 | Email: [email protected]