About 800,000 accidents occur in Austria every year - 75 percent take place during leisure time. 50,000 accident victims have to live with a disability of 20 % or more, every 16th victim remains disabled!
Statutory social insurances only pay for accidents at work. Accidents occurring during leisure time - for example in the home, during sport or on holiday - are not covered.

GRAWE UNFALL closes the gap to the statutory accident insurance and offers you comprehensive cover for accidents at work or during leisure time. Worldwide and around the clock.

Benefits of GRAWE UNFALL - an overview

• Cover for accidents at work and during leisure time
• Security for pre-school children, housewives, pensioners
• Cover for scholars, students, self-employed and freelancers, farmers
• Benefits as from 1 % lasting disability
• One-off determination of the level of disability (no subsequent examinations with an adjustment of the level of disability)
  

GRAWE 4U, Grazer Wechselseitige's cover for young people was specifically developed for the 15-25-year age bracket.

Statistically, 75 % of all accidents take place during leisure time. Furthermore, 75 % of all accident victims are not financially secured. Young people are very active in their leisure time, are often out and about and engage in lots of sporting activities. The risk of an accident during leisure time is proportionately high with young people. As young people have very little savings - in a worst case scenario - such accidents can result in financial ruin.

The benefits of GRAWE 4U exceed those provided by the statutory insurance by far. GRAWE's cover for young people is especially tailor-made for your needs, and consists of the following building blocks:

• Accident insurance
• Private and sport personal liability insurance
• Legal expense insurance (optionally with traffic legal protection)
  

The needs in the field of provision and investment are miles apart. Some people are looking for a regulated pension, others want to see that their children or their families are financially secure whilst others want to invest their money profitably to fulfil their own special wishes sometime in the future.

GRAWE VORSORGE offers you a comprehensive range of products, which covers all your requirements in these areas.

• Private pension fund (GRAWE PLUSPENSION, GRAWE KLASSIK, GRAWE KLASSIKFLEX or GRAWE PLUSFONDS & PLUSGARANT)
• Family provision (GRAWE KLASSIK or GRAWE KLASSIKFLEX)
• Children's provision (GRAWE KIDS)
• Saving (GRAWE KLASSIK, GRAWE KLASSIKFLEX, GRAWE €-SPARPLAN or GRAWE PLUSFONDS & PLUSGARANT)
• Financing (GRAWE KLASSIK, GRAWE KLASSIKFLEX or GRAWE PLUSFONDS & PLUSGARANT)

In addition, in cooperation with numerous renowned partner companies, GRAWE offers products from the financial services sector. We are happy to give you advice when it comes to the areas of saving with a building society, funds, leasing, loans and employee provisions.