Grazer Wechselseitige Versicherung Aktiengesellschaft has made any reasonable effort to ensure that the information presented on this website is accurate and complete at the time it is provided. Nonetheless it may contain mistakes which are not intended and absolutely incidental.

Therefore Grazer Wechselseitige Versicherung Aktiengesellschaft does not assume any liability or guarantee for the contents of this website, including hyperlinks or any other information, which is directly or indirectly used on this website. Grazer Wechselseitige Versicherung also reserves the right to change or complete the contents without prior notice. It disclaims any liability for incorrect or incomplete information on the company website, and therefore any decision a user makes on basis of the information provided on this website, he makes by his own personal responsibility. Grazer Wechselseitige Versicherung Aktiengesellschaft does not take over any liability for material or immaterial damage of any kind, whether it was caused directly or indirectly or in any connection with the direct or indirect use of the contents of this website.

If not stated otherwise, the copyright for all documents used on the website of Grazer Wechselseitige Versicherung Aktiengesellschaft (including pictures, illustrations, text passages, animations etc.) and all materials used for their composition belongs to Grazer Wechselseitige Versicherung Aktiengesellschaft exclusively. As far as rights in connection with this website are concerned (general property rights, industrial property rights, copyright etc.), neither a licence nor any of those rights are granted to third parties. Any sharing of material of this website without permission of Grazer Wechselseitige Versicherung Aktiengesellschaft is prohibited and subject to legal action. This applies in particular to the reproduction, microfilming, saving and processing of material with the help of electronic systems (Internet, Intranet, CD-ROM, CD-I etc.). The reproduction of labels (like trademarks, logos) is explicitly forbidden, irrespective of whether they are marked with an ® or ™ symbol or not. All aforesaid rules apply also to Software, which can directly or indirectly be accessed via or downloaded from the website of Grazer Wechselseitige Versicherung Aktiengesellschaft. Where third party Software is made accessible via hyperlinks, the user is obliged to observe the rules of its provider.

User who provide information on the website of Grazer Wechselseitige Versicherung Aktiengesellschaft agree that Grazer Wechselseitige Versicherung Aktiengesellschaft receives the unlimited right over this information and may use it in whatever form. Information provided by users is not subject to secrecy. The personal data of website users is protected by the 2000 Data Protection Act and will be used by Grazer Wechselseitige Versicherung Aktiengesellschaft only for the purpose of supporting its clients and updating customer data files.

By subscription to a newsletter or participation in a lottery the user transfers data that will be saved on a server of Grazer Wechselseitige Versicherung Aktiengesellschaft. By doing so he becomes a registered visitor of the website and accepts to be provided with information by direct mail or e-mail from Grazer Wechselseitige Versicherung Aktiengesellschaft. The user may revoke this agreement anytime in writing. His data will not be forwarded to third parties. The Internet service of Grazer Wechselseitige Versicherung Aktiengesellschaft is equipped with firewall systems, and user information is protected from outside access.

All insurance premiums include insurance tax.

Any legal relationship is subject to the Austrian law. Place of jurisdiction is Graz.

Grazer Wechselseitige Versicherung Aktiengesellschaft
Herrengasse 18-20
A-8011 Graz
Phone: +43 (0)316 / 8037 - 222
Fax: +43 (0)316 / 8037 - 490

E-Mail: info@grawe.at
Web: http://www.grawe.at/
Type of company:  Joint stock company based in Graz
Commercial registration No.: 37748m
Court of jurisdiction: Commercial court of Graz
DVR: 0050059
UID: ATU37006609

Controlling institution: Financial market supervision

Grazer Wechselseitige Versicherung Aktiengesellschaft is member of the Austrian Chamber of Industry and Commerce, the Chamber of Industry and Commerce of Graz and the Austrian Insurance Association.

Last update: March 2009